WHO WE ARE

Joyce R. Hart Insurance Agency

Established in 1975 by Joyce R. Hart, our company has grown to a full service insurance agency.

Currently, Joyce R. Hart Insurance Agency serves the insurance needs of about 2,500 individuals and families, and the insurance needs of 200 business concerns in Albany, Colonie, Latham, Clifton Park, Saratoga, Schenectady, Troy and surrounding areas.

Our office includes a state-of-the-art computer system for record keeping. In addition, we have a special rating computer so that instant rate comparisons can be made of the country's finest insurance companies.

Our Aims . . .

To reduce your insurance cost.
To reduce gaps in coverage.

Our professional staff analyzes your insurance requirements first from the viewpoint of RISK MANAGEMENT.

By risk elimination, risk reduction, risk transfer or risk assumption the cost of your package of insurance may be considerable reduced.

Your existing insurance is examined and recommendations and cost comparisons are submitted to you for review.

The Services You Can Expect

• Complete analysis of your insurance needs.
• We design a responsible protection program for you.
• We select the company or companies best suited to your situation.
• We present you with a competitively priced proposal.
• We move quickly to get fair, prompt settlement of your claims.
• We periodically review the adequacy of your insurance program.
• We look for ways to save you money.

Our Staff

Our expertise is based on a well-trained, experienced professional staff and a serious conscientious attitude toward our clients. Please click here to view the Joyce R. Hart Insurance Agency "family".

We Are An Independent Insurance Agency

We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.